Thank you for visiting www.finlatics.com (“Website”). At Finlatics, your privacy matters to us and maintaining privacy of your information is of utmost importance to us, so whether you are new to our Website or are a regular user, it is important that you take the time to carefully read our Privacy Policy. 

For the purposes of this Privacy Policy, "Information" refers to any data, whether personal or non-personal, that is collected or provided to us through your interaction with the Website, including, but not limited to, personal data, sensitive personal data, usage data, and any other data that may be collected, processed, stored, or transferred by Finlatics ("we," "us," "our"). This includes information provided directly by you, such as personal details, professional information, transaction details, and any other data you voluntarily provide, as well as information collected automatically, such as your IP address, device identifiers, usage patterns, and geolocation data.

This Privacy Policy applies to any person or entity ("you," "your") that accesses our Website or shares any Information with us. We are committed to safeguarding your privacy and ensuring the security of your Information.

The term "Services" includes the Website together with any related sub-sites, sub-domains, mobile and software applications, services, features and/or content associated therewith. 

The Information We Collect:

• We collect user information to facilitate and improve our Services and communicate with you whilst ensuring adherence to existing regulations. 

• We receive both information that is directly provided to us, such as information you provide to us when you visit the Service, and information that is passively collected from you, depending on your interactions with us, the choices you make, including your privacy settings (collectively referred to as the “Information”).

Information You Provide to Us: 

We may ask for and collect the following information, when you use the Website and to enable you to access certain requested Services:

• Personal details (eg: name, gender, date of birth, phone number, email id, postal address);

• Educational details (eg: institutions, qualifications, certifications, grades, percentile);

• Professional details (eg: professional background, designation, employment history, profile picture);

• Account details (eg: user name, password);

• Transaction details (when you make purchase or respond to offers);

• Communications (when you participate or post material in message boards or forums, participate in polls or surveys, write a review or testimonial, contact us with a question, comment, request etc).

General Information that is Passively Collected: 

• We, third party service providers, advertisers’ platforms, or other partners may use automated means to collect various types of information about you, your computer or other device used to access our Services. 

• A representative, non-exhaustive list of types of such passively collected information may include: network or internet protocol address, browser, operating system, internet service provider domain(s) used, mobile network, device identifiers, device settings, browser settings, web page(s) visited, handheld or mobile device and the content and advertisements you have accessed, seen, forwarded and/or clicked on. Please see our Section titled “Cookies” for more information about how the foregoing information may be collected and used.

Geographic Location Information: 

• If you are accessing Services from a desktop or handset, you may be asked to share your geo location information (GPS level) with us to enable us offer certain customized Services to you.

Information Collected By and From Social Media Services and Other Third Party Platforms: 

• You can also engage with our Services and other offerings on or through social media or other third party platforms such as LinkedIn, Instagram, Facebook or other third party platforms, plug-ins, integrations and applications; wherein you may grant us access to certain information in your profile including without limitation, name, e-mail address, profile picture, gender, birthday, location.

• We are not responsible for any loss, damage, or issues arising from your access to third-party websites.

User Acknowledgements and Responsibilities – 

By using our services, you acknowledge and agree that:

• Accuracy and Authenticity – The information you provide to us is accurate, up-to-date, and legally permissible. You have the necessary rights, permissions, and authority to share such information with us.

• Compliance with Laws – Your submission of information and our collection, storage, processing, transfer, or use of such information does not violate any applicable laws, regulations, court orders, contractual obligations, or third-party rights.

• Limitation of Liability – We, including its affiliates, directors, officers, employees, contractors, and agents, shall not be held responsible for verifying the authenticity of any information provided by users.

• Indemnification – You agree to indemnify and hold harmless Finlatics and its affiliates, officers, directors, employees, contractors, and agents from any claims, losses, liabilities, or damages arising due to:

  • Any inaccuracy or misrepresentation in the information you provide.

  • Any breach of this Privacy Policy, including this clause.

  • Any reliance placed on your information by us or third parties.

• Data Storage & Processing – Your information may be stored in electronic or physical form and may be processed in jurisdictions outside India, subject to compliance with applicable data protection laws. We may engage third-party service providers (within or outside India) for data storage or processing. While such third parties may have their own security measures, we will take commercially reasonable steps to ensure they adopt adequate security standards to safeguard your data.

How We Use Information We Collect:

We collect, use, store and process your information for such purposes as may be required to provide you the Services, as may be permissible under applicable laws and is connected with a function or activity of Finlatics, and shall include (without limitation) the following:

• Provide and communicate with you about the Services or your account with us,

• Fulfil your requests regarding the Services, including without limitation requests for newsletters and notifications,

• We may use your email address to send periodic updates about our services, offers, news, surveys, marketing information and other relevant information. You may opt out of these communications at any time by contacting us.

• Respond to your inquiries and notify you if you have won a contest/game/quiz or any similar event.

• To personalize your experience on the Website by presenting the advertisements, products and offers tailored to your preference and choice,

• In case you avail of any Services from the Website, to complete and fulfil your purchase such as process your payments, communicate with you regarding your purchase, provide you with customer service etc,

• Proper administration of the Website and provide technical support for the Services and to conduct internal reviews and data analysis for the Website,

• Prevent fraud or potentially illegal activities (including, without limitation, copyright infringement) on or through the Services;

• If you are enrolled in and/or avail any of our Webinars and/or Project(s) and Program(s), we may use the registration information provided by you, including personally identifiable information, to use through your account for managing and processing purposes, including but not limited to tracking attendance, progress and completion of Project(s) and Program(s) and/or Webinar. We may also use this Information to proctor exams, projects and other assessments for each Project(s) and Program(s) and/or Webinar.

Information sharing and disclosure:

Access to your Information within our organization will be limited to the personnel who need to know the information for the purposes described in this Privacy Policy. We may disclose Information throughout our organization, including our branches to fulfill the purposes described in this Privacy Policy We do not share Information with companies, organizations and individuals outside of Finlatics, unless one of the following circumstances applies:

• To service providers or partners that we engage to perform business, advisory, statistical, technical and operational related functions on our behalf or at our instance.

• To comply with applicable laws, regulations, or enforceable governmental requests.

• We may use third-party vendor solutions for storing your Information. However, we will ensure that the Information is protected in the same manner as we protect your information and that same data protection standards are implemented.

• To enforce any of our applicable Terms of Service, including any potential violations.

• To detect, prevent or otherwise address fraud, security or technical issues; or

• To protect against harm to the rights, property or safety of users of our Services or that of our service providers, as well as the general public and Finlatics as required or permitted by law.

• We may share also certain information with third parties that enable us to provide you with webinars, courses, training sessions and/or hiring opportunities. For eg: We may share such Information that we collect from you when you participate in a course with the third party company (if any) and/or individual(s) who provided, conducted, managed, sponsored, or otherwise facilitated the webinar or course.  Additionally, for any continuing education eligible webinar, we will share information provided to us as well as information regarding your completion of such webinar with the organization issuing continuing education certificates, including without limitation, for the purpose of verifying your eligibility for the continuing education credits.

• We may disclose your information to third-party payment service providers for the purpose of processing payments. Such disclosures shall be subject to the respective providers' privacy policies and applicable data protection laws.

• To a buyer or successor in the event of a merger, restructuring, dissolution, sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding wherein Information may be shared along with the assets transferred.

International Visitors:

• Our platform is accessible globally, and by using our services, you acknowledge that your information may be processed and stored in India or other jurisdictions where our service providers operate. If you are accessing our platform from outside India, please be aware that data protection laws in your country may differ from those in India. By continuing to use our services, you consent to the transfer, processing, and storage of your data in accordance with this Privacy Policy.

Scope of Privacy Policy:

• Our Privacy Policy applies only to our Services and its underlying features and offerings. Please note that our Website may contains links to other web pages such as third party advertisements, websites or any electronic communications, whose data privacy and retention practices may differ from ours. We encourage you to review their privacy policies before providing any Information. We are not responsible for any loss, damage, or issues arising from your access to third-party websites.

• This Website may offer contests, promotions, applications, social network integrations etc. that are sponsored by or co-sponsored with identified third parties. These third parties may obtain personally identifiable information that is submitted by you in order to participate in such contest, promotions, etc. Finlatics does not control / monitor the third party sponsors’ use of such information and shall not be responsible for any form of transmission, whatsoever, received by you from any third party website.

• When using mobile application you may receive tailored in-application advertisements. Each operating system, iOS for Apple phones, Android for Android devices and Windows for Microsoft devices provide their own instructions on how to prevent delivery of tailored in-application advertisements. You can review the privacy settings or the support materials of your respective device in order to opt out of tailored in-application advertisements. Finlatics does not control how the applicable platform operator allows you to control receiving tailored in-application advertisements and shall not be responsible for any loss, damage, or issues arising from the same.

Security and Retention:

• We strive to ensure that Information provided to us is protected and safeguarded against unauthorized access, disclosure or destruction. We have also adopted commercially reasonable electronic, physical and procedural controls which may include internal review and audit of the data collection, storage and processing practices, appropriate encryption and other security measures to safeguard the Information. Our Website is regularly scanned for security vulnerabilities to ensure user safety.

• Presently, Finlatics does not store credit/debit card and other payment related information and the payment gateway is solely liable and responsible towards the same. We shall retain the Information until such limited time and for such limited purpose as may be required by us. Non-personal and non-identifiable information may be retained by us indefinitely at its sole discretion.

• Notwithstanding anything contained in this Privacy Policy or elsewhere, we shall not be held responsible for any loss, damage or misuse of Information, if such loss, damage or misuse is attributable to a Force Majeure Event. A "Force Majeure Event" shall mean any event that is beyond our reasonable control and shall include, without limitation, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorised access to computer, computer system or computer network, computer crashes, breach of security and encryption (provided beyond reasonable control of us), power or electricity failure or unavailability of adequate power or electricity.

• Only authorized personnel with a need-to-know basis have access to your Information, and they are bound by confidentiality obligations.Despite our efforts, no system can guarantee absolute security, and we cannot ensure or warrant the security of any Information you transmit to us. You hereby agree to waive and release us from any claim of damages, loss or claims arising therefrom, whether in contract, tort or law.

Cookies and other tracking technology:

• Cookies are small files transferred to the hard drive of your device that enable us to recognize your browser and capture and remember certain information. They are also used to help us understand your preferences based on previous or current activity on the Website, which allows us to improve our Website. We also use cookies to help us compile aggregated and anonymized data about the traffic on the Website so that we can offer better experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.

• You may adjust your browser settings to disable cookies; however, this may impact your ability to access certain Website features.

Privacy Policy Revisions and Updates:

• This Privacy Policy shall be periodically evaluated, revised and updated at our sole discretion or due to changes in applicable law, against new technologies, business practices and our users’ needs. By accessing and using the Website, you accept the terms of this Privacy Policy.

• Unless otherwise specified, such revisions shall take effect from the time they are posted on the Website. We are under no obligation to notify users of such changes, and your continued access and use of the Website shall be deemed your acceptance of any updates to this Privacy Policy.

Dispute Resolution:

• This Privacy Policy is a legally binding document between you and Finlatics in electronic form and will govern the relationship between you and Finlatics. 

• This Privacy Policy should be read along with the terms and conditions of use of the Website. By accessing and using this Website, you agree to comply with (i) this Privacy Policy and (ii) the Terms of Use. Any dispute regarding privacy will be subject to this Privacy Policy, the terms and conditions of use, and the laws of the Republic of India. The Courts of Mumbai, Maharashtra, shall have exclusive jurisdiction over any disputes arising from this Privacy Policy. You hereby irrevocably waive any objection to jurisdiction and venue of any action instituted hereunder and shall not assert any defense based on lack of jurisdiction or venue.

Complaints and Grievances:

• If you have any queries, concerns or suggestions in relation to any of the terms of this Privacy Policy or Terms of Use and other or policies of Finlatics, please contact us at the following:

• Email:     care@finlatics.com